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Deposit ProductsPatriot Act Notice
IMPORTANT INFORMATION ABOUT PROCEDURES
FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents. 
Regular Checking Account
- Maintain a $500 average daily balance to avoid a monthly base fee.
- Unlimited check writing privileges.
Super Now Account
- $2,500 minimum balance required to open account.
- $10.00 base fee if average daily balance falls below $2,500.
- $.15 an item in excess of 30 during a monthly statement cycle.
Interest figured on the average daily balance method; Rates may change monthly at our discretion.
Interest compounded and credited monthly.
FSB Gold Account
For our customers 55 and over maintaining an overall deposit relationship of $10,000 or more.
- Unlimited check writing privileges
- No monthly fees
- $25 minimum balance required to open account
- Must maintain $2,500 average daily balance to earn interest and obtain the annual percentage yield.
- Interest figured on the average daily balance method; Rates may change monthly at our discretion.
- Interest compounded and credited monthly.
Other privileges:
- Free Photocopies & Money Orders
- Reduced fees on Travelers Checks
- Discounts on Personalized Checks & Safe Deposit Box
- Single Statement Banking
- Travel Program
Savings Account
- $10.00 minimum balance required to open account.
- Interest figured on average daily balance method; Rates may change monthly at our discretion
- Interest compounded and credited quarterly
Money Market Account
- $2,500 minimum balance required to open account.
- If the average daily balance falls below $2,500, there will be a $10.00 base fee.
- You may make 6 transfers per month but only 3 by third party check.
- Interest figured on the average daily balance method; Rates may change monthly at our discretion. Interest compounded and credited monthly.
Find out more about our CDs and IRAs, then call one of our Customer Service Representatives at 785-672-3251.
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