As a community bank servicing our primary trade area, we do not accept loan applications outside of our trade area. Our trade area includes portions of Logan County, Gove County, Sheridan County, and Thomas County in northwest Kansas.

Patriot Act Notice for Applications
Important Information about Procedures for Opening a New Account
Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Start Here!

• Farmers State Bank wants to make borrowing quick and easy for you. That’s why we would like you to take our One-Minute Personal Loan Test. It will help you find out if you’re in a good borrowing position, so you can feel more comfortable about applying for a loan with us. And by taking the test in the privacy of your own home, no one needs to know how you scored but you.
• If you score 15 points or more, call us at 785-672-3251 or apply online today. We’ll get back to you right away with the answer you need. (A lower score simply means that we’ll need to work a little harder to try and find a way to give you the loan you want.)